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Top Tips To Earn Credits In GT7

Gran Turismo 7 features an extensive car list with more than 500 individual models, but the game’s economy can be brutal at times. Let’s explore ways to get credits efficiently.

Credits in Gran Turismo 7 are used to acquire cars, tune, personalize and maintain them. Performance parts, aero kits, wheels, paints, engine swaps… There’s always a reason to spend, and that is easier to do than gathering those sweet virtual coins. Especially when buying one example of every car will cost you just under half a billion credits.

Fortunately, there are ways to make the grind easier and more efficient, and we are listing the best strategies for you today.

Complete The Single-Player Career Early

While this is technically not an optimal way to earn actual credits, focusing on Café Menus, Missions and License Tests before anything else is crucial in optimizing your future spending. 

License Tests should ideally be the first thing you do for multiple reasons, including the prize cars: each license will give you a free car for completing all its tests in bronze, and another one if you manage to get gold. Some of them are rare, expensive, and can be useful in other parts of the game. With the addition of the new master licenses, you can end up with a 15-car garage and 5 roulette tickets to open before even doing your first race.

Missions as the next step will give you more cars and money while providing you in most cases with a rental car – and you can use the cars you’ve earned doing license tests for the rest.    

Café Menus will provide you with a lot of cars, and will generally give you something you can use for the next event you just unlocked. If you tackle them after the 2 previous tasks, you should be able to do most of them without buying new cars.

Circuit Experience 


In the World Circuits section, you will find that most tracks in Gran Turismo 7 offer a Circuit Experience challenge. They consist of driving each sector of the track individually, before attempting a full lap in a provided car. Not only this is a great way to discover and learn the various circuits, but getting gold times in a circuit experience will also fill up your bank account immensely.

The rewards can only be claimed once, but Circuit Experiences are the single most effective way to get credits when they’re available: they represent a pool of more than 50 million credits, just waiting to be collected. Don’t forget to check back after updates if a new track has been added to the game!

The Cash Cow Races

All races in GT7 aren’t equal: some events are just much more effective than others at providing a good time-to-credits ratio. The best ones are the World Touring Cars races, especially the WTC 700 ones, and the WTC 600 on Tokyo Expressway.

They will give you 825.000 credits if you hit the +50% clean race bonus, and will take about 30 minutes to complete – the Tokyo WTC 600 race can be completed even faster at about 25 minutes, but it is more challenging with drying conditions and a narrow track. The Le Mans event is safer, especially for beginners. 

One thing to remember is that the overall difficulty level (represented by chilli peppers in the options menu) does not affect payouts, so don’t hesitate to make your life easier if you need to – it’s especially useful to get past your opponents quicker and reduce the risk of losing the clean race bonus to bad contact.

Engine-swapped cars are generally extremely good for these PP-limited races. The way Performance Points are calculated, only the default setting of custom gearboxes is taken into account: if the default setting is extremely short, the game will do its calculations based on a gear-limited top speed, unrepresentative of the speeds you will reach even by just changing the top speed preset. 

For comfort, we recommend either the R92CP-swapped R33 Nissan Skyline, the 787B-swapped Mazda 3, or the 1998 Subaru Impreza Rally Car with Sport Hard tyres, a low-RPM turbo and a bit of front ballast to manipulate the PP system. The optimal cars or setups have regularly changed with updates though, and might evolve slightly again in the future, but the current trend should not change unless there’s a major overhaul of fundamental game mechanics. 

The Daytona AFK Method

Manually repeating the same races over and over gets old after a while. The process is still time-consuming, and there are probably other things you want to do with your free time, like racing with friends in lobbies or challenging yourself in Sport Mode races.

If that’s your case, then you may want to explore the following semi-automated method. The initial cost should be of approximately 1.5 million credits, and you’ll need to have reached collector level 50 to unlock engine swaps, so this is more of a late-game approach.

For this, you will need an engine-swapped Honda Beat and a Dodge SRT Tomahawk X. You will need to wait for the Honda to appear in the Used Car Dealership, but the Tomahawk is always available in Brand Central (make sure to get the fastest X version).

You will need to create 2 different setup sheets for the Honda Beat: one good, with the biggest amount of power you can get (200kg of ballast on the front and a rear-biased aero setup helps reduce PP to get more power), and one bad where your only goal is to drop the PP down as much as possible. Keep the bad setup loaded by default. Meanwhile, the Tomahawk will require a custom gearbox so you can artificially limit its top speed enough for it not to be able to compete. 

Now, create a custom race on Daytona’s oval course. Get yourself in the Beat, put the difficulty on maximum level, and give the AI 19 Tomahawks. Make yourself start last on a rolling start for a 26-lap race – the reason we are not doing more at once is because custom race payout exponentially decreases past a certain race length. Once the race has been created, switch to the good setup.

The next step is to take your PS4 or PS5 controller, map the throttle and steering on the joysticks, and use a rubber band or another method to maintain the throttle stick up, and the steering stick slightly to the right. Switch to an automatic gear shift, give yourself a bit of traction control as a safety measure, and you’re ready to go.

Or rather, your Honda is ready to wallride on its own to victory. As long as it doesn’t hit other cars, a clean race bonus will still be awarded, so it’s best to set up the Tomahawk’s gearbox just long enough to ensure you will not lap the AI cars. 

All you have to do now is to check back every 20 minutes to launch the race again. While this is technically not as efficient as doing the previously mentioned races, the main advantage of this method is you can run it while you’re doing something else. It even works through remote play, meaning you don’t even need to be in the room to do it, and you can run it all day long if you’re working from home.

Online Time Trials 


Finally, the most interesting long-term method is simply to participate in the Sport Mode Time Trials. Achieving a gold time in these will grant you 2 million credits, and there are generally 2 running at once, sometimes even more due to special events. A gold medal is achieved by being within 3% of the best time on the leaderboard at the end of the event, which may sound hard to some but is a target we believe anyone can achieve.

If you’re not there yet, these time trials are a good excuse to practice and hone your skills. It’s a typical scenario where our Delta app can help you greatly, and our coaches are available to help you progress. Ultimately, any active A+ driver should be able to get a gold time in less than 5 laps in most time trials, so you could get a periodic 4 million credits with 10 to 20 minutes of involvement. But you’re free to try your best and get as close to the top as you can!

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